Archive: May 2014

Anja Appelt Loan

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Two judgments of the District Court of Stuttgart hope let investors. Munich, October 2011 you had invested in the so-called SpRenta combined pension and could now the damage get replaced. The concept of the initiator SparRenta GmbH was a loan at the HSH Nordbank or Helaba (Hessian Thuringian State Bank), which was financed a one-off payment into a pension insurance contract of generali Lebensversicherung AG. From this, the interest rates of the loan should be operated by regular payouts. At the same time an investment Depot was completed, that the repayment of the loan should take.

According to Cape lawyers, a law firm specializing in investor protection and capital investment law in Munich, it is in the judgments of the LG Stuttgart to essential decisions for SpRenta investors. Attorney for banking and capital market law Anja Appelt provides an important first point position in favor of their represented aggrieved investors of the SpRenta model. “Many investors are suffering under the loan obligation at the HSH North Bank or Helaba. You have suffered considerable damage through the closed foreign currency loan in Swiss francs and the often massive collapses of investment funds. The rulings give victims a chance to get out from the plant but yet harmless”clearly further lawyer Anja Appelt. The Landgericht Stuttgart has judgments delivered in the litigious by the law firm of Witt, that basically is at SpRenta, with a fund to repay and a yield of 8.5%, a very risky investment, which is absolutely not suitable for retirement provision. This would have involved SpRenta GmbH & co. KG and generali Lebensversicherung AG can see the Court in its judgment.

The same applies to the financing banks. Aggrieved investors have the opportunity to assert their claims. After the carefully reasoned judgment of the LG Stuttgart, the investors are to provide, as they have never completed the SpRenta system. This means that the investors from the Generali AG and SpRenta GmbH & co. KG require, by further payment obligations, such as the loan, to make free and even Furthermore, the paid capital and, where appropriate, the profit would have been an alternative investment, get replaced. “For victims of SpRenta GmbH, to participate in the positive effects of these judgments a chance now. However should be here not too long wait since a limitation of the claims of SpRenta contracts which were concluded prior to 2001, occurs at the end of the year 2011″clarifies Appelt. Lawyers recommend Cape victims to seek the advice of a lawyer this specialized in each case. Contact: Cape lawyers Krause Appelt Partnerschaft von rechtsanwalten Sonnenstrasse 19 D-80331 Munich phone: + 49 (0) 89 – 41 61 72 75-0 fax: + 49 (0) 89 – 41 61 72 75 – 9 E-mail: entered in the partnership register of the Amtsgericht of Munich, PR 1069 Cape Lawyers specialize in representing damaged investors. The lawyers of the firm have many years experience in the area of investor protection for capital investments. They were involved in many ground-breaking decisions and bring this experience to the benefit of their clients.

DeltaFins Investments Inc

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Managed account Forum the idea of an own forum especially has been recorded for managed accounts at the readers of chili-assets.de with positive feedback. Some interesting contributions show great interest in serious active trading models, which are suitable for the diversification of existing portfolios. The Forum not only as a platform for the exchange of the providers listed at chili-assets.de was intended from the outset. The Forum offers the possibility to discuss various topics and providers via the database. Valuable exchange of experience proves extremely valuable for Forum visitors are in the exchange of opinions and experience of various parties. Experience of investors with providers are known because in addition to our own research providers in the Forum, the is for all those interested in circumstances even as ‘ capital getting can prove to be. Reports range from strange account constructions by investors provider without chili-assets-listing or total loss.

Providers that have not yet located at our list let, do usually not without reason. Because purely objectively considered, associated a listing on chili assets.de provider with little subsequent effort free and, apart from our testing process. The chance to increase awareness through a public listing is on the other provider. The only reason why providers reject a listing on chili-assets.de, can be our opinion only, that they can not submit the account documents requested by us. We also received important instructions or information by Forum members who actively participate in the discussion in our forum. So we were out attempting to test a trading strategy of the Swiss provider DeltFins investments Inc. and to include in the managed account listing, for example, on the demands of our readers.

Actually, we were supplied with master data and account statements of the trading strategy. A large question mark however emerged with regard to the information on the company. In the masthead of the provider is Address specified in the Switzerland.

Who’s Smarter, The Seller Or The Buyer ?

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How to buy a car auction? Almost all, with the words "contract vehicle, associate Japan. Wonderful and great country, all the new items in the auto industry are just there. Whatever the country, but to machines, they are worse than the Russian. The machines they are not looking to damage from breakage. Although to some failure, they generally do not make them broken down car, and they immediately eat into the salon and they sell a car. Its repair and send to Russia, then we'll buy it.

You expect that if the car is from Japan, it is good and it will be enough for twenty years, but unfortunately, these times were in the eighties, when the life of the engine was designed 1 million kilometers. With the arrival of Russian democracy, the Japanese knew what to produce cars with a great resource, you still buy Russian. Japanese quality was getting worse and worse, and in the 21 century, Toyota general recall Millions of cars, so that the quality of Japanese cars is poor. After buying a car in the secondary market in Japan, just need to change consumables: oil, belts, battery, stand. Approximately, Depending on the car, spend it all on about $ 1000, but will do it and you postpone the overhaul of the year for four! If you're buying on line, the car at auction, be sure to call Japan managers, and ask in detail: the oil level, the book to, tire wear, because this is objectively not write on the auction sheet.

Cars, no customs duty, the auction will cost very cheap. I have personally seen and sold Bentley, 2005 for 10 pieces of green, but with Customs, the price increases on a very large number. If you see a cheaper price on the car, make no mistake, the price for customs will be very high. If you do not have enough money for a good car, you can buy at auction the car after the accident. The price will be modest, but customs may discourage ohotku for its purchase. Where and how to buy a car depends on you. My Info hundred percent, tested bitter personal experience.

EU Member States

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Every man for himself who can in the real estate business, the scenario for the real estate business is very good. The debt and the banking crisis strengthen the investment in real estate. Also lives until now only about half of all private households in your own four walls. In comparison with the other EU Member States, it is clear that Germany alone represents the tail end with a residential owner ratio of 43 percent. But the market for real estate and mortgage lending has changed markedly in Germany. This concerns the housing situation as well as the method of financing. Move the messages for several years: the debt or the banking crisis strengthen the investment in real estate. And the current discussions on the euro bailout including leverage will hardly shrink this run. There is also the normal business of real estate. So far, only about half of all private households in your own four walls lives. In comparison with the other EU Member States, it is clear that Germany a 43 percent lonely residential owners rate the Represents the tail light. According to national building society in new residential construction is a significant revival. The still favourable developments on the labour market, capital market interest rates still low, the still comparatively cheap object prices, gradual intervention are causes of this”the Riester promotion for homeowners as well as just the increased use of real estate as an investment. The number of building permits could rise up to 215,000 units this year. A continuing interest is however also the homeowner in grown structures. The traditionally strong demand will rise for used objects according to the experts. The General growth in the real estate markets show that there is great interest in real estate as an investment. Regularly, the Germans will be interviewed by TNS in savings behavior. The surveys in March and June 2010 were still marked by the uncertainty of savers after the first financial crisis, their duration and implications for Individuals are hardly or not at all to assess.

High Performance Training

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Apparently, all is clear – to organize Conversational Training through dialogue with the teacher to the student is somehow able to talk in English. Alas, most learners can not do this. So how can that be? This question is best can be solved by combining different methods of conversational training. The first method – using a specially adapted CD-ROM drive for self-conversation training. The second way – the use of special language laboratory. These methods are the foundation for the next stage of training – live communication with the teacher.

Figuratively speaking, the preliminary training session with the language laboratory and special CD-ROM Language Training System by Varich (VARICH-method) to you 'invested' phrase, but in the living communion of these phrases you use. This process requires work. Its needed, the amount of conversational exercises you should work out. Another, easier way does not exist. Anyone who thinks otherwise bitterly mistaken. Although, of course, tempting to take advantage of some miraculous way – whether magical signals, or '25-mi frames', or 'English through the subconscious', the Does cryptic methods scouts, diplomats and other other miracles. Do not believe in magic methods for pseudo-scientific study of languages! This is a waste of time, labor and money.

Now on CD-ROMs, audio courses, video courses. They are now a lot. The criterion for choosing one – the course is good when you hear good English phrases, when you have time to repeat them out loud and immediately sounds when the Russian translation. Listening without repeating aloud audio or video viewing is committed useless for language acquisition. At present, introduced a new highly efficient system of language training, Language Training System by Varich (VARICH-method) High Performance Training (3-4 times faster) achieved the unity of the specialized language laboratory, a special teaching methods and sets of CD-ROMs, aimed at organizing a highly conversational training. By classic definition of a high-tech communicative teaching method. In its entirety and, therefore, most effectively, this system is implemented in a specially equipped training centers, The School of World Communication (School Global communication). The main factor of high performance training centers for students is the use of SWC CD VARICH-independent method for home training and conversational, so it is introduced as required for training by the Language Training System by Varich (LTS)! Independent language learning using CD-ROM sets VARICH-method also enables you to significantly speed (3-4 times) to master them. CD-ROM Language Training System by Varich can used both for beginners and for advanced students to teach pupils, students and adults in various professions from the simplest language skills to higher levels, up to prepare for Exam on international certificates FCE, TOEFL, etc. CDs can also be used for teaching in all educational centers as an additional highly conversational training.

Claims Fund

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Good opportunities for the enforcement of claims for damages of the Atlantic of fleet Fund, in which investors invested about 33 million, issued in the year 2008 is according to press reports, shortly before the end. Sale of four identical chemical / product tanker MT “CHEMTRANS ALSTER” shipping company mbH & co. KG, MT “CHEMTRANS OSTE” shipping company mbH & co. KG, MT “CHEMTRANS WESER” shipping company mbH & co. KG, MT “CHEMTRANS EMS” shipping company mbH & co. KG, or insolvency of one-ship companies is the alternative. In a circular letter of the investors is the talk of a missing going-concern Outlook.

Given the disastrous situation on the ship markets, which are currently no recovery of Charter rates that an insolvency of the ships seems no longer to avoid. For the investors of the ship Fund, which was designed by the Rickmers group-owned underwriter Atlantic the total loss of their invested capital is thus probably imminent. Good opportunities for the enforcement of Claims for damages on behalf of clients involved in the Atlantic fleet Fund, we have both checked the deliberations, as also the prospectus of the Fund and our opinion found brochure defects, as well as faulty investment advice. Both justified claims for damages. Only 63.7% of investors funds used for investment purposes: the Atlantic fleet Fund has, based on the investors capital (equity plus 5% premium) on a particularly high rate of soft costs.

This was 33% according to our calculation. 1.2% were in the liquidity reserve so that only 63.7% of the money invested by the investors directly flowed into building and construction costs. Investors would need to be pointed out the extremely high proportion of investor funds, issued by including in particular over 18.2% placement expenses, not for investment purposes but for bridge financing interest (9%) and various services expressly by their advisers. In known cases was This not the case.

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