As one multiplied his money easily and successfully saving has become a luxury for many. Attempting to make reserves with tiny amounts, seems to be an insurmountable hurdle. In contrast, those who want to have an amount available and love interest bringing put it on stand. Here the almost excruciating question however arises: where? However, it is clear: both sides are open so many doors, because money can be really simple. The savings book – the conservative oldie, it must be not the most complicated Fund or the most risky equity investment. The good old savings account does also not usually negative interest rates, that the attractiveness of this oldies years will decline would have only.

But the banks have responded to money market needs before an eternity and develops new products. You seem just as conservative as the savings book, but are neither boring nor unprofitable. “Both the day money account for the savings Geizhalse” as well as the Festgeldanlage for the Sparwilligen”are here to name a few. Day money – when small is big how do you best describe the day money? Basically it is nothing other than an account, on which can be any a – and paid, where the balances will be paid interest and where normally no payment is approved. There are no restrictions in this form of investment. Interest rates move in the good midfield up to the upper class and the saver sets the tone. He decides when he wants to pay how much, or again have. The latter is effected by bank transfer to a reference account (checking account) or cash payments.

The run time is unlimited, i.e. the end of the day money contract is open to the savers. Deposit – a celebration of interest this form of investment is one of the (interest rate) safest and kalkulierbarsten types. Interested parties to secure a fixed interest rate over the desired term, can see their capital grow and need to do nothing more than open the savings account.