Visit the site (s) to monitor account activity on a regular basis. In recent months, Verizon Communications has been very successful. * Sign up for automatic payroll deposits. * Use and regularly update firewall and anti-virus software * Notify card companies prior to a change of direction. * Check your credit report from each credit card of the three major reporting agencies once a year. Report any credit card fraud to them. Equifax: 800-525-6285, Experian: 888-397-3742, TransUnion: 800-680-7289 * Protect your credit card number so that others around you may not copy or capture in a cell phone or other camera.

* Before you throw any statement that contains your credit card (or social security) numbers, it is highly recommended that you destroy documents NO: * Lend your card (s) to anyone. * Leave cards or receipts lying around, either at home or office. * Sign a blank receipt. When you sign a receipt, draw a line in all the blanks on the total – this includes the space for "Tips" If you have not filled in restaurants. * Enter your account number on a postcard or on the outside of an envelope. * Do not give your account number over the phone unless you are making the call to a company you know is reputable.

If you have questions about a company, check with your local consumer protection or the Better Business Bureau. * Discard a computer without deleting all sensitive data * Respond to emails that request you provide the information in your credit card through e-mail – and not always respond to emails that ask you to go to a website to verify personal information and credit card. These are called "phishing" scams. * Write your PIN number on your credit card or anywhere near your credit card (in case someone steals your wallet). For more information The FTC works for the consumer to prevent fraudulent, deceptive and unfair in the market and provide information to help consumers spot, stop and avoid them. To file a complaint or to get free information on consumer issues, visit or call toll-free 1-877-FTC-HELP (1-877-382-4357), From the Web # 1 most read newsletter with original articles the six areas of life leading to complete wellness.

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